Travel Outside the U.S.
If you should need medical attention when you are outside of the United States, this policy will cover the costs for those medical expenses, but you may have to pay for treatment when you receive it and submit a claim to the insurance company afterward. When filing a claim for medical treatment received outside the U.S., remember to keep all receipts of any bills paid and make copies of those receipts. You must send the original receipts to the insurance company, with the information listed in Step 3 of What to Do if You Get a Bill from the Hospital or Doctor in order to be reimbursed.