{"id":35,"date":"2025-03-10T14:26:01","date_gmt":"2025-03-10T18:26:01","guid":{"rendered":"https:\/\/www.umflint.edu\/human-resources\/?page_id=35"},"modified":"2025-03-12T09:43:17","modified_gmt":"2025-03-12T13:43:17","slug":"pslf","status":"publish","type":"page","link":"https:\/\/www.umflint.edu\/human-resources\/verification-of-employment\/pslf\/","title":{"rendered":"Public Service Loan Forgiveness"},"content":{"rendered":"\n<div class=\"wp-block-umflint-templates umflint-template-default_no_jumbotron\">\n<div class=\"wp-block-cover is-light mb-3\" style=\"min-height:50px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#FFF\"><\/span><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"2000\" class=\"wp-block-cover__image-background wp-image-9\" alt=\"\" src=\"https:\/\/www-s3.umflint.edu\/wp\/blogs.dir\/113\/files\/2025\/03\/Blue.Walking.Bridge.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/www-s3.umflint.edu\/wp\/blogs.dir\/113\/files\/2025\/03\/Blue.Walking.Bridge.jpg 2560w, https:\/\/www-s3.umflint.edu\/wp\/blogs.dir\/113\/files\/2025\/03\/Blue.Walking.Bridge-300x234.jpg 300w, https:\/\/www-s3.umflint.edu\/wp\/blogs.dir\/113\/files\/2025\/03\/Blue.Walking.Bridge-1024x800.jpg 1024w, https:\/\/www-s3.umflint.edu\/wp\/blogs.dir\/113\/files\/2025\/03\/Blue.Walking.Bridge-768x600.jpg 768w, https:\/\/www-s3.umflint.edu\/wp\/blogs.dir\/113\/files\/2025\/03\/Blue.Walking.Bridge-1536x1200.jpg 1536w, https:\/\/www-s3.umflint.edu\/wp\/blogs.dir\/113\/files\/2025\/03\/Blue.Walking.Bridge-2048x1600.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\"><div class=\"wp-bootstrap-blocks-container container mb-2\">\n\t\n\n<h1 class=\"wp-block-heading has-secondary-color has-text-color has-link-color wp-elements-32d18fdc250555989ca01fa5c67e8677\" style=\"font-size:clamp(31.152px, 1.947rem + ((1vw - 3.2px) * 1.863), 55px);font-style:normal;font-weight:600;text-transform:uppercase\">Public Service Loan Forgiveness<\/h1>\n\n<\/div>\n<\/div><\/div>\n\n\n<div class=\"wp-bootstrap-blocks-container container mb-2\">\n\t\n<div class=\"wp-bootstrap-blocks-row row\">\n\t\n\n<div class=\"col-12 col-md-3\">\n\t\t\t\n<button class=\"btn btn-section w-100 px-0 wp-menu-block-toggle mobile-nav-toggle d-none\" data-target=\"wp-menu-block-side-menu\">\n          <span class=\"h-100 mr-3 mt-1 d-block mobile-nav-icon\" aria-hidden=\"true\">\n\t\t\t<span class=\"mb-1 transition bg-dark d-block mobile-nav-icon-line\"><\/span>\n\t\t\t<span class=\"mb-1 transition bg-dark d-block mobile-nav-icon-line\"><\/span>\n\t\t\t<span class=\"mb-1 transition bg-dark d-block mobile-nav-icon-line\"><\/span>\n\t\t  <\/span>\n          Human Resources<\/button><nav id=\"wp-menu-block-side-menu\" class=\"wp-menu-block sidebar-nav wp-block-umflint-menu-block\"><div class=\"nav-sidebar-title-container\">\n                <div class=\"nav-sidebar-title\"><a href=\"https:\/\/www.umflint.edu\/human-resources\">Human Resources<\/a><\/div>\n                <a class=\"nav-sidebar-title-close\" href=\"#\" data-target=\"side-menu\" aria-label=\"Close\" aria-expanded=\"false\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"100%\" height=\"50\" fill=\"currentColor\" viewBox=\"0 0 24 24\">\n                        <title>close<\/title><path d=\"M19,6.41L17.59,5L12,10.59L6.41,5L5,6.41L10.59,12L5,17.59L6.41,19L12,13.41L17.59,19L19,17.59L13.41,12L19,6.41Z\" \/>\n                    <\/svg>\n\t\t\t\t<\/a>\n            <\/div><ul id=\"menu-side-menu\" class=\"menu nav nav-sidebar flex-column\"><li itemscope=\"itemscope\" itemtype=\"https:\/\/www.schema.org\/SiteNavigationElement\" id=\"menu-item-10\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-10 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href=\"https:\/\/www.umflint.edu\/human-resources\/employee-orientation\/\" class=\"nav-link\">Employee Orientation<\/a><\/li>\n<li itemscope=\"itemscope\" itemtype=\"https:\/\/www.schema.org\/SiteNavigationElement\" id=\"menu-item-32\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-32 nav-item\"><a title=\"Verification of Employment\" href=\"https:\/\/www.umflint.edu\/human-resources\/verification-of-employment\/\" class=\"nav-link\">Verification of Employment<\/a>\n<ul class=\"subitems-menu\" >\n\t<li itemscope=\"itemscope\" itemtype=\"https:\/\/www.schema.org\/SiteNavigationElement\" id=\"menu-item-37\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-37 nav-item\"><a title=\"Public Service Loan Forgiveness\" href=\"https:\/\/www.umflint.edu\/human-resources\/verification-of-employment\/pslf\/\" class=\"nav-link\">Public Service Loan Forgiveness<\/a><\/li>\n<\/ul>\n<\/li>\n<li itemscope=\"itemscope\" itemtype=\"https:\/\/www.schema.org\/SiteNavigationElement\" id=\"menu-item-39\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-39 nav-item\"><a title=\"Department of Public Safety Oversight Committee\" href=\"https:\/\/www.umflint.edu\/human-resources\/dps-oversight-committee\/\" class=\"nav-link\">Department of Public Safety Oversight Committee<\/a><\/li>\n<li itemscope=\"itemscope\" itemtype=\"https:\/\/www.schema.org\/SiteNavigationElement\" id=\"menu-item-42\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-42 nav-item\"><a title=\"Ethics, Integrity, &amp; Compliance\" href=\"https:\/\/www.umflint.edu\/human-resources\/ethics-integrity-compliance\/\" class=\"nav-link\">Ethics, Integrity, &amp; Compliance<\/a><\/li>\n<li itemscope=\"itemscope\" itemtype=\"https:\/\/www.schema.org\/SiteNavigationElement\" id=\"menu-item-45\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-45 nav-item\"><a title=\"Contact Us\" href=\"https:\/\/www.umflint.edu\/human-resources\/contact-us\/\" class=\"nav-link\">Contact Us<\/a>\n<ul class=\"subitems-menu\" >\n\t<li itemscope=\"itemscope\" itemtype=\"https:\/\/www.schema.org\/SiteNavigationElement\" id=\"menu-item-49\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-49 nav-item\"><a title=\"Office Contacts\" href=\"https:\/\/www.umflint.edu\/human-resources\/contact-us\/office-contacts\/\" class=\"nav-link\">Office Contacts<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul><\/nav>\n\t<\/div>\n\n\n\n<div class=\"col-12 col-md-9\">\n\t\t\t\n<nav aria-label=\"breadcrumb\"><ol class=\"breadcrumb mb-3\"><li class=\"breadcrumb-item\"><a href=\"\/\">Home<\/a><\/li><li class=\"breadcrumb-item\"><a href=\"https:\/\/www.umflint.edu\/human-resources\">Human Resources<\/a><\/li><li class=\"breadcrumb-item\"><a href=\"https:\/\/www.umflint.edu\/human-resources\/verification-of-employment\/\">Verification of Employment<\/a><\/li><li class=\"breadcrumb-item active\" aria-current=\"page\">Public Service Loan Forgiveness<\/li><\/ol><\/nav>\n\n\n<p>If you have federal student loan debt, you could be eligible to have your loan balances forgiven through the <a href=\"https:\/\/studentaid.gov\/manage-loans\/forgiveness-cancellation\/public-service\/\" target=\"_blank\" rel=\"noreferrer noopener\">Public Service Loan Forgiveness<\/a> program as a U-M employee.<br><br><strong>Important:<\/strong> The deadline for Temporary Expanded Public Service Loan Forgiveness rules is 10\/31\/2022. In order to facilitate compliance with the deadline, we\u2019re asking that all employees who wish to qualify under the TEPSLF rules submit their request no later than 10\/07\/2022. This deadline is not for all PSLF program participants, only those who may be eligible under the temporary expanded rules. Because of the influx of PSLF requests we\u2019ve received as a result of this deadline, it may take us up to 7-8 business days to complete requests.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-secondary-color has-alpha-channel-opacity has-secondary-background-color has-background mt-5 mb-5\"\/>\n\n\n\n<h2 class=\"wp-block-heading has-primary-color has-text-color\">What is PSLF?<\/h2>\n\n\n\n<p>Under the PSLF program, you may qualify for federal loan forgiveness after you have made 120 qualifying payments while working full-time for a public service employer (10 years) and making payments through 10-year standard repayment or one of the federal income-driven repayment plans. Only federal Direct Loans qualify for the program, although other federal student loan types may also become eligible if you consolidate them into a Direct Consolidation Loan. (If you are thinking about consolidation, talk to your loan servicer about the implications for your loans.)<br><br>Parents who borrowed a Federal Direct PLUS Loan on behalf of a dependent undergraduate child may also qualify for the program if the parent borrower is working in a public service job and repaying through an eligible repayment plan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading mt-5 has-primary-color has-text-color has-medium-font-size\"><strong>Am I Eligible?<\/strong><\/h3>\n\n\n\n<p class=\"mb-2\">According to the <a href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">Office of Federal Student Aid<\/a>, the eligibility requirements for loan forgiveness under the PSLF program are as follows.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You must not be in default on the loans for which you are requesting forgiveness.<\/li>\n\n\n\n<li>You must be employed full-time by a public service organization\n<ul class=\"wp-block-list\">\n<li>when making each of the required 120 qualifying loan payments (certain repayment conditions apply);<\/li>\n\n\n\n<li>at the time you apply for loan forgiveness; and<\/li>\n\n\n\n<li>at the time the remaining balance on your eligible loans is forgiven<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading mt-5 has-primary-color has-text-color has-medium-font-size\"><strong>Completing the Employment Certification Form<\/strong><\/h3>\n\n\n\n<p class=\"mb-2\">As an eligible borrower, you must also periodically complete and submit the <a href=\"https:\/\/studentaid.gov\/sites\/default\/files\/public-service-application-for-forgiveness.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">PSLF Employment Certification Form<\/a> to the U.S. Department of Education. The U-M Shared Services Center can complete the employer portion of the ECF. Once you have completed, signed and dated page 1 of the ECF please complete the eForm on the <a href=\"https:\/\/ssc.umich.edu\/human-resources\/employment-recruitment\/\" target=\"_blank\" rel=\"noreferrer noopener\">SSC website<\/a>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/teamdynamix.umich.edu\/TDClient\/40\/Portal\/Requests\/ServiceDet?ID=390\" target=\"_blank\" rel=\"noreferrer noopener\">Current U-M employee PSLF eform<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/ssc.umich.edu\/former-employee-VOE\/\" target=\"_blank\" rel=\"noreferrer noopener\">Former U-M employee PSLF eform<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading mt-5 has-primary-color has-text-color has-medium-font-size\"><strong>Learn More<\/strong><\/h3>\n\n\n\n<p class=\"mb-5\">To learn more, <a href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noreferrer noopener\">visit the Federal Student Aid website<\/a> or <a href=\"https:\/\/myfedloan.org\/borrowers\/special-programs\/pslf\" target=\"_blank\" rel=\"noreferrer noopener\">FedLoan Servicing<\/a>.<\/p>\n\n\t<\/div>\n\n<\/div>\n\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p> [&#8230;]<\/p>\n<p><a class=\"btn btn-secondary understrap-read-more-link\" href=\"https:\/\/www.umflint.edu\/human-resources\/verification-of-employment\/pslf\/\">Read More&#8230;<\/a><\/p>\n","protected":false},"author":38,"featured_media":0,"parent":30,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-35","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.umflint.edu\/human-resources\/wp-json\/wp\/v2\/pages\/35","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.umflint.edu\/human-resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.umflint.edu\/human-resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.umflint.edu\/human-resources\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/www.umflint.edu\/human-resources\/wp-json\/wp\/v2\/comments?post=35"}],"version-history":[{"count":2,"href":"https:\/\/www.umflint.edu\/human-resources\/wp-json\/wp\/v2\/pages\/35\/revisions"}],"predecessor-version":[{"id":85,"href":"https:\/\/www.umflint.edu\/human-resources\/wp-json\/wp\/v2\/pages\/35\/revisions\/85"}],"up":[{"embeddable":true,"href":"https:\/\/www.umflint.edu\/human-resources\/wp-json\/wp\/v2\/pages\/30"}],"wp:attachment":[{"href":"https:\/\/www.umflint.edu\/human-resources\/wp-json\/wp\/v2\/media?parent=35"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}