Office of Financial Aid

Unleash your full potential at the University of Michigan-Flint, where you receive a world-class education, extensive financial aid resources, and reliable support. 

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Helping You Achieve Your Goals through an Affordable Education

We understand that navigating the financial aid process can be daunting, but UM-Flint’s Office of Financial Aid assists you along the way. By providing comprehensive information and guidance, we aim to reduce stress about financing your education so you can focus on your studies and confidently progress toward your goals.

Federal Student Loans 

A technical issue is currently preventing some accepted Federal Student Loans from showing up as “pending aid” in the Student Account Center. We are actively working to resolve this as quickly as possible.

  • If you have already accepted your loans: No action is needed. Your loans have not been canceled, and they will automatically display in your portal once the issue is resolved.
  • If you have NOT accepted your loans yet: You can still accept them in your portal as normal. Once accepted, they will be applied to your account balance as soon as the display issue is fixed.

Fall Financial Aid Refunds 

Starting this fall, University policy requires a short holding period between the first aid disbursement and the distribution of financial aid refunds. This brief holding period allows our office to verify final course registration and ensure all charges are accurately calculated before issuing credit balances.

  • First Aid Disbursement: August 14
  • Refund Processing Begins: August 18

If your financial aid creates a credit balance after your tuition and fees are paid, your refund will begin processing on or after August 18. Please keep in mind that depending on your bank, it may take a few additional business days for the funds to reflect in your account.

SAVE Repayment Plan Officially Eliminated

Borrowers on the SAVE repayment plan have 90 days to choose a new repayment plan; otherwise, they will be automatically assigned to a standard repayment plan. We recommend that students review their options. More information can be found on the MiLEAP site.

The One Big Beautiful Bill Act and Changes to Financial Aid 

Various anticipated changes will impact student aid programs and eligibility. For more detailed information and updates, please visit OBBBA.

Applying for Financial Aid

Regardless of your financial situation, UM-Flint encourages every student to apply for aid — you may qualify for more support than you expect. The process starts with a single step: completing the FAFSA (UM-Flint’s Federal School Code is 002327). The sooner you file, the better your chances of maximizing the funds available to you.

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Cost of Attendance

The Cost of Attendance refers to the estimated total cost of attending UM-Flint for one academic year. It typically includes various expenses such as tuition and fees, room and board, books and supplies, transportation, and personal expenses. 

UM-Flint calculates the COA, which typically varies depending on factors such as whether you live on or off campus, your residency status (in-state or out-of-state resident), and the specific program of study.

Planning for Your Cost of Attendance

In UM-Flint’s SIS, you find a list of an estimated budget—typically based on the expense patterns of UM-Flint students—used to calculate your financial aid awards.

We recommend planning your budget and assessing the resources needed to meet your actual expenses using our COA information, which can help you calculate your budget and the amount you and your family must contribute or borrow for your education. Additionally, we encourage you to use the Net Price Calculator to determine your budget.

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Connect with the Cashier’s/Student Accounts

The Cashier’s/Student Accounts Office manages your student account and billing, keeping you informed on the policies that affect your campus funds. Their key services include: assessing tuition and fees based on your registered courses (and adjusting them when you add or drop classes), disbursing financial aid, sending bills and billing notifications to your UMICH email, applying any late fees, processing payments by cash, check, credit card, or third-party aid, and releasing stipend checks for excess aid funds via check or direct deposit.

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First-Year Merit Scholarships

Instantly available to motivated students with strong academic records, our First-Year Merit Scholarship program offers awards ranging up to $10,000 a year, with limited full-ride awards available.

Financial Aid Statement

The Office of Financial Aid operates under many federal, state, and institutional guidelines. In addition, the office adheres to all ethical practices in all facets of delivering student financial aid. As a member institution of the National Association of Student Financial Aid Administrators, the office is bound by the code of conduct as established by our profession. UM-Flint also abides by the loan code of conduct and the ethical expectations of the university.