Understanding the financial aid process can be challenging. Below is a comprehensive list of forms and resources from cost calculators to finding scholarship opportunities and much more.

Remember, the Office of Financial Aid is with you every step of the way and you can contact us at any time for assistance and guidance.

Asset Information Worksheet
This worksheet provides additional information about a student’s assets.

Care of Dependent Child Form
This form is used for students who indicate their care of a dependent child.

Citizenship Affidavit
Please use this form if you are being requested to provide copies of your U.S. citizenship/nationality documents. The form must be completed with a notary, and your documents must be mailed via the U.S. Postal Service.

Cost of Attendance Worksheet
The Office of Financial Aid establishes standard student budgets each year as a basis for offering financial aid funds. These budgets reflect typical “modest but adequate” expense patterns of University of Michigan-Flint students based on research conducted by the Office of Financial Aid. While actual expenses will vary based on your lifestyle and level of enrollment, this worksheet should assist you in planning your own budget.

Dependency Override Form
This form is used for students who, due to special circumstances, must be considered independent.

Dependent Care Budget Adjustment Form
This form is required for students whose amount of dependent care received has changed.

Electronic Enrollment Change Form
Use this form to notify the Office of Financial Aid of a change in your enrollment.

Michigan Indian Tuition Waiver Application
This form is for students who wish to apply for the Michigan Indian Tuition Waiver.

No Parent Information/Support Form
This form is required of students who did not report parental information on the FAFSA and indicated special circumstances.

Orphan, Ward of Court, or Foster Care Form
This form is required of students who indicate they are an orphan, ward of the court, or have been in foster care.

Parent Killed in the Line of Duty
This form is used to modify Pell Grant eligibility for students whose parent(s) or guardian were killed in the line of duty while serving on active duty as a member of the Armed Forces on or after September 11, 2001; or while serving as and performing duties as a public safety officer.

Re-Evaluation of Financial Circumstances Form
This form is used to re-evaluate your eligibility for financial aid due to a change in a student’s circumstances.

Revision Request Form
This form is used to notify the Office of Financial Aid of any changes to your financial aid. This includes a change in enrollment status as well as outside sources of aid. This form is also used to increase or decrease the amount of loans received.

Satisfactory Academic Progress (SAP) Appeal Form
This form is a requirement for students who have not met the requirements for SAP.

Verification Forms
Students who are selected for verification will need to complete certain forms. Due to the fact that these requirements differ from student to student, you should review requirements through SIS to ensure that the correct forms are completed.

  • Alternate Dependent Non-Filing Form: This form is used if you have requested a Verification Letter of Non-Filing from the IRS and have not received it.
  • Alternate Independent Non-Filing Form: This form is used if you have requested a Verification Letter of Non-Filing from the IRS and have not received it.
  • Dependent Verification Worksheet: This worksheet is required for students who entered parent’s information into the FAFSA and were selected for the process called Verification.
  • Independent Verification Worksheet: This worksheet is required for students who were selected for the process called Verification.
  • IRS 4506-T: This form is used to request a Verification Letter of Non-Filing from the IRS.
  • Living Expense Worksheet: This worksheet may be required of a student if the student is selected for verification.

Cost Calculators

It’s always a good idea to plan your finances. The calculators found below will help you estimate the cost of your education, calculate Expected Family Contribution (EFC), and more.

Essay Writing

External Support

Here are a few additional resources you might find helpful. Links to websites outside the University of Michigan-Flint do not constitute an endorsement by the University of Michigan-Flint or the Office of Financial Aid of the sites’ sponsors or of the products presented on the sites.

Federal Financial Aid & Related Information

  • U.S. Department of Education: News and resources for education, including the full text of many Department of Education publications. The source of federal student financial aid sites.
  • Federal Student Aid Debt Resolution Center: Information concerning what you should do if your student loan is in default.
  • FSA ID: Gives you access to Federal Student Aid’s online systems and can serve as your legal signature.
  • Federal Financial Aid Resources: Resource on grants, loans, and work-study. It reviews the programs and how to apply for them.
  • Public Service Loan Forgiveness: Under this program, borrowers may qualify for forgiveness of the remaining balance due on their eligible federal student loans after they have made 120 payments on those loans under certain repayment plans while employed full-time by certain public service employers.
  • Student Loan Borrower Assistance Project: A resource for borrowers, their families, and advocates representing student loan borrowers. This site is for people who already have student loans and want to know more about their options and rights.
  • Teacher Loan Forgiveness and Forbearance
  • US Citizenship and Immigration Services: Information on the general naturalization process.
  • US Selective Service System: Students who are required to register with the Selective Services may register on-line at this site.


Required Reading

Below you will find the Required Reading document. This document explains how to apply for aid, what types of aid are offered, the terms and conditions of your aid, and more. You must read this document before you receive financial aid.

Michigan Financial Aid Information

Comprehensive Financial Aid Information

  • Federal Student Aid: Site provides free information from the US Department of Education on preparing for and funding education beyond high school.
  • Access Group: Information on federal and private loans for graduate and professional education. Download the Access Advisor, a free interactive graduate/professional student financial planner.
  • Educational Testing Services: Links to financial aid resources on-line for undergraduate, graduate, and minority students, and financial aid publications. Advice on recognizing scholarship scams and reporting them.
  • The Princeton Review: Information about financial aid for law school, business school, medical school, graduate school and undergraduate education.
  • Paying for College in Michigan: Information from the State of Michigan on various types of aid and aid programs.

Financial Literacy

Scholarship Guides, Sources & Search Services

  • AmeriCorps: National service program that provides the opportunity to earn money to help pay for post-secondary education in exchange for a year of community service.
  • The Art Deadlines List: Updated monthly with information about juried exhibitions and competitions, call or entries/proposals/papers, poetry and other writing contests, jobs, internships scholarships, residencies, fellowships, casting calls, tryouts, grants, festivals, funding, financial aid, and other opportunities for artists, art educators, and non-art students.
  • Alexander Graham Bell Association for the Deaf: Awards scholarships to pre-lingual deaf or hard-of-hearing students who use speech and speech-reading to communicate, and who are attending or have been admitted to a college or university program that primarily enrolls students with normal hearing.
  • CareerOneStop: Search more than 7,000 scholarships, fellowships, loans, and other financial aid opportunities.
  • FASTWEB: Lets you create a custom profile in order to match up scholarship opportunities.
  • Scholarships, Fellowships, and Post-doctoral Offers for Minorities: Sources of financial aid for African American, Hispanics, Native Alaskans (Eskimos or Aleuts), Native Americans, and Native Pacific Islanders (Polynesians or Micronesians).
  • Scholarships, Fellowships, and Postdoctoral Offers: Sources of financial aid for undergraduate and graduate levels.

Student Budgeting Basics

  • All About Personal Budgets: Make the most of getting motivated, starting, and sticking with a budget.
  • CollegeBoard: Understand all of your options when it comes to paying for college. Get the latest information about college costs, scholarships, financial aid applications, education loans, and college financing.
  • Sallie Mae: On-line debt management tools (calculators, worksheets, and budgets), pre-college planning information, and a glossary of financial aid and loan terms.

SIS Information

The Student Information System (SIS) at UM-Flint is your one-stop for you to manage your various accounts. SIS is where you can take care of many requirements of your financial aid package, and also track your information. Here is a shortlist of the items you can check on through SIS:

Student Rights & Records (FERPA)

The University of Michigan complies with the Family Educational Rights and Privacy Act (FERPA), the federal law that governs the release of and access to student education records. For more information about Student Rights, please click here.

Terms & Conditions

Receipt of Additional Assistance

  • You cannot receive aid in excess of your assigned budget per institutional policies and federal regulations.
  • You MUST notify the Office of Financial Aid in writing of any additional assistance (such as book vouchers, MRS, stipends, outside scholarships, etc.) you receive.
  • Financial Aid offers will be reviewed in cases of additional assistance to evaluate if adjustments to aid must be made. Should any change be necessary from the offers you accepted, you will be notified at the earliest possible date.
  • Students enrolled at more than one institution CANNOT receive Pell Grant from both institutions.

Use of Funds

  • Aid cannot be disbursed any earlier than ten days before the start of a semester.
  • You must use funds listed on your Financial Aid Offer Notification only for educationally related expenses incurred at UM-Flint for the academic year for which the funds are offered.
  • Financial aid funds are directly applied to tuition, fees, housing, and other charges that may appear on a student’s account. Any additional funds (indicated by a negative balance on SIS) will be released as a refund to students to be used for non-billable educational costs.
  • Students are responsible for checking their account balance regularly. It is the responsibility of the student to make sure their prior balance due is paid.

Students Selected for Verification

  • Federal regulations governing financial aid programs require some students’ FAFSA information to be verified each year. Additional forms may be requested to complete the verification process and must be submitted immediately.
  • Worksheets for Dependent and Independent students are available through the student requirements section on SIS.
  • NO federal, state, and some institutional AID is disbursed until all requested documents are received, reviewed, and processed.
  • Your Financial Aid Offer letter will state that it is Estimated if selected for verification.
  • Once verification is complete, aid will be disbursed; if the EFC changes as a result of verification, there may be a delay in certain types of aid from disbursing. Students will be notified of any changes to their offer amounts.

Previously Received Title IV Federal Aid

Aid recipients must not be in default of any federal educational loans or owe any repayment of federal grants received at post-secondary institutions.

Enrollment Requirements

  • Attendance: The Department of Education allows funds to be disbursed to students in good faith that students will begin attending all classes. Students earn their financial aid by beginning attendance, continuing, and successfully completing all coursework. Students failing to begin attendance in all courses will have their aid adjusted.
  • Parts of Term: While there may be flexible enrollment deadlines offered by some programs, students should still be fully registered for the entire semester prior to the add/drop deadline. Failure to register by this date can impact financial aid eligibility.
  • Repeating Coursework: There are restrictions on the number of times a student may receive financial aid for repeating coursework regardless of financial aid paid for the course. Courses passed once, with a D- or higher, are eligible for financial aid for one retake of the course in which another grade is earned (whether pass or fail). Some courses are excluded from this regulation.
  • Enrollment Level: The financial aid budget is based on the enrollment level listed on the Financial Aid Offer letter or in SIS. If enrollment plans change, students should submit a revision form to the Office of Financial Aid Revision Request. This includes enrollment for the Summer semester.

    Most types of aid require at least half-time enrollment: Graduate students need to be enrolled in a minimum of 4 credits that count towards their degree to be eligible for graduate-level loans, including Graduate PLUS.

    Enrollment Status Table – Fall, Winter, Summer
Enrollment StatusUndergraduateGraduate
Full Time12+ Credits8+ Credits
¾ Time9-11 CreditsN/A
½ Time6-8 Credits4-7 Credits
<½ Time1-5 Credits1-3 Credits
  • Pell Grant: Students offered 150% Pell Grant must maintain at least half-time enrollment. If a student withdraws from a semester in which the student receives 150% Pell Grant, the Pell Grant will be recalculated and there is a possibility it will be rescinded even after it has been paid to the student’s account.
  • Scholarships: Scholarships have varying enrollment requirements. Students should refer to their congratulatory scholarship letter for specific enrollment requirements.
  • Wait-list and Auditing: Courses for which a student is wait-listed or courses elected to audit do not count when determining your level of enrollment. Please note that less than full-time enrollment will result in reduced aid eligibility and may affect your future aid eligibility, as well as your Satisfactory Academic Progress.
  • Personal Identifiable Information (PII): For your safety and security, PII should never be sent via email nor will UM-Flint request it be sent by email. The most secure methods are hand delivery, regular U.S. Postal Service, or fax directly to the Office of Financial Aid. If you have questions or concerns, please contact our office immediately.
  • Withdrawal from the University: If you officially or unofficially withdraw from a semester or stop attending your classes, your aid will require a recalculation. Depending upon when you withdraw, you may be required to repay all or part of the aid you received – including any refunds. You will be sent information on completing loan repayment “exit” counseling.
  • Satisfactory Academic Progress: To remain eligible for most financial aid, students must make satisfactory progress toward completing degree requirements.
  • Undergraduates with a prior Bachelor’s degree(s): Undergraduates who are returning for a 2nd Bachelor’s degree or Teacher Certification will only be offered loans while pursuing additional majors or Bachelor’s degree(s). This includes students with a double major or dual degree program who have already met the requirements for one of their majors or degrees and are continuing their education toward the additional major or degree.
  • Repayment: You agree to repay UM-Flint any financial aid funds disbursed to you in error. If a mistake was made, whether by yourself or a University office or another agency, federal regulations require that the mistake be corrected and funds are billed back as necessary.
  • Electronic Communication: UM-Flint Office of Financial Aid uses the UM-Flint email address provided to each student as the primary means of communication. All notifications and disclosures are sent via email. Students who do not wish to use electronic communication must notify the Office of Financial Aid in writing.
  • Financial Aid Eligible Courses: All courses must be required for your degree program in order to be eligible for financial aid.
  • Combined Bachelor/Master Degree Programs:  Students who are enrolled in a combined Bachelor/Master degree program designed to offer both a BA/BS and MA/MS within a specific period of time should consult with the Office of Financial Aid regarding their aid eligibility.  Eligibility for undergraduate aid will vary based on enrollment in graduate-level courses.  Students should follow the catalog carefully and only register for graduate-level courses that count towards their undergraduate degree while they are still undergraduate student.  Graduate-level aid is not available to students until they are considered a graduate student by the Office of the Registrar.
  • Consent to Release Information:
    • Students authorize UM-Flint to do the following without prior consent:
      • Provide my financial aid or academic information in connection with application processing and/or determining offer eligibility to third parties who need this information.
      • Provide my Federal Work-Study eligibility and offer amount to off-campus employers for the purpose of determining initial or continued employment.
      • Provide my name, major, address, and class year to the UM-Flint Office of Development donors for university advancement and/or stewardship purposes.